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Documentation & Eligibility Guide

Your journey to prosperity begins with the right paperwork. Explore our comprehensive guide for opening accounts and availing banking facilities.

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1. Savings Account Requirements

Designed for individuals seeking safety, liquidity, and moderate growth for their personal wealth.

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Identity Proof (OVD)

Aadhaar Card, Voter ID, Passport, or Driving License.

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Address Proof

Utility Bills (not older than 2 months), Property Tax receipt, or Bank Statement.

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Photographs

2 Recent Passport size color photographs.

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PAN Card

Mandatory for all savings accounts (Form 60 if PAN is unavailable).

Note: For minor accounts, parent/guardian documents are required along with the minor's birth certificate.

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Current Interest Rates

Savings Account 3% p.a.
Fixed Deposits (1 yr) 7% p.a.
Senior Citizens (FD) 7% p.a.

*Rates effective from September 2016. Subject to change without prior notice.

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2. Current Account Requirements

Business Identity

GST Registration Certificate, Trade License, or Shops & Establishment Act Certificate.

Entity Proof

Partnership Deed, MOA/AOA (for Companies), or Trust Deed as applicable.

Taxation

Entity PAN Card and PAN of all authorized signatories/directors.

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3. Locker Facility Details

Agreement

Stamping and execution of the Locker Agreement on requisite non-judicial stamp paper.

Security Deposit

FDR equivalent to 3 years' rent plus breakage charges must be maintained.

KYC Update

Full KYC compliance as per latest RBI guidelines for all locker hirers.

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Need Assistance?

Our relationship managers are ready to guide you through the process.